Consulting Services

Your credit score plays a major role in your ability to qualify for a mortgage and secure favorable loan terms. If you’re dreaming of buying a home but your credit needs improvement, I can  teach you how to manage debt, budget, and build new credit. 

Through a personalized approach, I work with you to:

• Review your credit report in detail
   
• Develop a step-by-step “credit success plan” tailored specifically to you
   
• Develop strategies to pay down debt and improve credit utilization
   
• Provide budgeting tips to build financial stability

• Prepare you for what lenders will look for (DTI ratios, payment history, stability).
   
• Guide you through establishing positive credit habits that last
   

Whether you’re starting from scratch or simply need a boost, my goal is to help you position yourself for success when it’s time to apply for a mortgage.

With the right guidance, your dream home can move from “someday” to “let’s make it happen.”